What Will Mortgage Rates Be In 2025. With mortgage rates expected to ease and home prices projected to rise at a more moderate pace, 2025 is shaping up to be a more promising year for both buyers and sellers. Still, major agencies are forecasting rates below 6% by.

While the fed has signaled plans for one more rate cut for 2024, housing market experts expect mortgage rates to remain stubbornly high and only gradually ease as we move into 2025. This will mean that the payment for a typical mortgage shrinks.